DebtsFree helps borrowers reduce liabilities, stop recovery agent harassment, and restore credit — through negotiation, professional legal support and personalized rehabilitation plans.
Clients helped
Settled liabilities
Client satisfaction
We treat every case individually — from first assessment to settlement and credit rehabilitation. Our team combines legal expertise with negotiation skills to secure the best outcome while ensuring compliance with regulations.
Negotiation to reduce outstanding personal loan dues, structured settlement offers and guidance to avoid future default events.
Settle credit card arrears, reduce late fees and interest impact, and provide a plan to restore card eligibility post-settlement.
Stop abusive recovery practices, issue legal notices, and ensure lenders follow RBI recovery guidelines for borrower safety.
Stepwise credit rehabilitation plan — from secured EMIs to timely payments strategy to help restore healthy credit scores.
Support businesses with loan restructuring, settlements for commercial exposures, and corporate negotiation experience.
Panel of advocates to handle consumer complaints, NCLT referrals (where applicable) and legal representation for borrower rights.
Share documents & a short case summary. We evaluate and propose options within 24 hours.
Full analysis of statements, charges and legal position. Clear estimate of likely settlement range.
We engage lenders/agents with documented offers and legally-sound settlement proposals.
We finalize documentation, confirm no further dues, and obtain written settlement letters.
Actionable plan to restore credit through monitoring, secured credit and disciplined payments.
“I was drowning in calls. DebtsFree took charge — negotiated with the bank and stopped harassment. Settlement & paperwork were handled end-to-end.”
“Clear communication, fair fees and real results. They settled my credit card debt quickly.”
“Professional team. They helped me restructure a business loan and saved significant costs.”
Most cases are resolved in 4–8 weeks; some cases may take longer depending on lender timelines and complexity.
Yes — settlements can have an impact. We provide a rehabilitation plan to help rebuild your score over 6–12 months.
No. We operate a transparent fee model. Any success fee is discussed and agreed before proceeding.
We enforce RBI guidelines and issue legal notices where necessary. Our team liaises with lenders to stop unauthorized conduct.